AMERIWEST LAW
GROUP

美 西 律 師 事 務 所
DEBT RELIEF & LEGAL DEBT NEGOTIATION
債務協商與法律談判
CONSUMER PROTECTION LAW
消費者權益保護
LEGAL REPRESENTATION
法律代理與文件處理
A LEGAL EXIT. A TRUSTED PARTNER.

OUR SERVICES

核心服務｜債務相關法律服務

DEBT RELIEF & LEGAL DEBT NEGOTIATION

Attorney-led legal negotiation for unsecured debt matters.

由執業律師主導，針對無擔保債務進行合法協商與談判。

CREDIT CARD DEBT

Legal negotiation with major credit card issuers and financial institutions.

與信用卡發卡機構及金融機構進行法律協商處理。

PERSONAL LOANS & INSTALLMENT DEBT

Review and negotiation of personal loans, installment accounts, and related obligations.

針對個人貸款、分期帳戶等債務進行法律評估與協商。

COLLECTION ACCOUNTS

Attorney-led handling of third-party collection accounts and related legal communications.

由律師處理第三方催收案件，並進行必要之法律溝通。

Services are limited to unsecured debt matters and are subject to legal review. Results vary based on individual circumstances.
本所服務以無擔保債務相關法律事務為主，實際處理方式與結果將依個案情形而定。

WHY CLIENTS TRUST US

客 戶 信 心 來 源

ATTORNEY-LED NEGOTIATION

律師主導協商

TRANSPARENT PROCESS. NO HIDDEN FEES

由執業律師全程主導，流程透明，收費清楚。

TRANSPARENT

流程清楚・收費透明

CLEAR STEPS. DOCUMENTED PROGRESS. STRAIGHTFORWARD FEES.

每一階段皆有紀錄，進度可追蹤，收費結構明確。

COMPLIANCE & CREDIBILITY

合規與專業可信

REGULATED. CREDIBLE. RISK-AWARE HANDLING FROM START TO FINISH.

依法合規、專業可靠，從案件評估到結案皆進行風險控管。

OUR PROCESS

處 理 流 程
01
CASE REVIEW

Legal review of debts, documents, and exposure.

由律師評估債務結構、文件與法律風險。

02
STRATEGY & NEGOTIATION

Attorney-led communication and negotiation.

由律師主導與相關機構進行法律溝通與協商。

03
DOCUMENTATION & RESOLUTION

Documented outcomes under regulated legal procedures.

處理結果皆以文件留存，並依法律程序完成結案。

SUCCESSFUL CASE STUDIES

成 功 案 例（去 識 別 化）
REAL OUTCOMES. ATTORNEY-LED LEGAL NEGOTIATION.

Mr. Lee ｜ 李先生

Credit Card Debt · Multiple Issuers ｜ 信用卡債務 · 多家發卡機構

ORIGINAL DEBT ｜ 原始債務
$32,800
SETTLEMENT AMOUNT ｜ 最終和解
$6,200
De-identified summary. Details vary by case and legal review.
本頁案例為去識別化摘要；細節將依個案情形與法律審核而定。

Ms. Chen ｜ 陳女士

Personal Loan · Installment Account ｜ 個人貸款 · 分期帳戶

ORIGINAL DEBT ｜ 原始債務
$24,400
SETTLEMENT AMOUNT ｜ 最終和解
$4,900
De-identified summary. Details vary by case and legal review.
本頁案例為去識別化摘要；細節將依個案情形與法律審核而定。

Mr. Wang ｜ 王先生

Collection Accounts · Third-Party Agency ｜ 第三方催收案件 · 外部催收機構

ORIGINAL DEBT ｜ 原始債務
$51,200
SETTLEMENT AMOUNT ｜ 最終和解
$11,000
De-identified summary. Details vary by case and legal review.
本頁案例為去識別化摘要；細節將依個案情形與法律審核而定。

Ms. Huang ｜ 黃女士

Pre-Litigation Legal Matter ｜ 訴前程序法律處理

ORIGINAL DEBT ｜ 原始債務
$12,900
SETTLEMENT AMOUNT ｜ 最終和解
$2,300
De-identified summary. Details vary by case and legal review.
本頁案例為去識別化摘要；細節將依個案情形與法律審核而定。

BOOK A CONFIDENTIAL
CONSULTATION

預 約 保 密 法 律 諮 詢
NO OBLIGATION. ATTORNEY-LED.
CONFIDENTIAL BY DEFAULT.
無須承諾｜律師主導｜全程保密
EVERY CASE STARTS WITH A LEGAL REVIEW.
NOT A SALES CALL. NOT A PROMISE.
每一件案件皆由法律評估開始，而非推銷，亦不保證結果。

OTHER PRACTICE AREAS

其 他 法 律 服 務
Additional legal services available upon review. · 其他法律服務將視個案評估後提供。
  • PERSONAL INJURY / 人身傷害
  • CRIMINAL DEFENSE / 刑事辯護
  • BUSINESS & COMMERCIAL LAW / 商業與公司法務
  • WILLS AND TRUSTS / 遺囑與信託
  • IMMIGRATION PETITIONS AND LITIGATION / 各類移民申請及訴訟
Primary focus areas may vary by case and attorney availability. All services are subject to legal review.
實際服務內容將依案件性質及律師配置而定，並以專業審核結果為準。
CONTACT US
Email
info@ameriwestlaw.com
Address
17528 Rowland Street,
City of Industry, CA 91748
Office exterior

Serving clients in Los Angeles County, San Gabriel Valley, Rowland Heights, City of Industry, and surrounding California communities.

FREQUENTLY ASKED QUESTIONS

常 見 問 題
Can a lawyer reduce my credit card debt in California?

In many cases, attorney-led debt negotiation may result in reduced settlement amounts depending on the creditor, account history, and legal exposure. Each case requires legal review.

What happens if I am sued for credit card debt in Los Angeles?

If you fail to respond to a lawsuit, the court may enter a default judgment. Early legal consultation is recommended to assess defense or negotiation options.

Is debt negotiation better than bankruptcy?

The appropriate solution depends on your financial structure, assets, and legal risk. A confidential legal review helps determine available options.

法律文章（華語）

整理常見債務來信與制度流程，用白話把「你現在的位置」講清楚。

收到催收信（Debt Collector Letter）怎麼辦？加州流程、權利與 7 個立即檢查點

教你分辨信件層級、確認是否進入法律程序、以及下一步該先做什麼（避免太早自爆位置）。

更新：2026-02-25

最低還款不是善意：為什麼你越準時付最低，總額越高？

從制度角度拆解最低還款與利息延長的邏輯。

即將上線

債務被賣給第三方後，反而更好談？（折價與回收率）

理解債權轉讓後的估值邏輯與談判空間。

即將上線
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